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Out The Door
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Assess my deal
Honda Civic$30,588 out thedoor. Best I can do.Your doc fee is junk.I'll pay $28,545.$30,588$28,545

Got a dealer quote? Find out what you should actually pay.

Paste the quote or upload the PDF. We flag the junk fees, check the price against your local market, and hand you the counteroffer — in about 4 minutes.

or drop the PDF / photo of the quote
Assess my deal →
Free · no account needed · we never contact the dealer without you
THE PROBLEM

The sticker isn't the price. You carry the difference.

Dealers tack junk fees onto the worksheet — and quietly skim from your interest rate, pocketing the spread between the rate you qualify for and the rate you sign. Every line looks official. That's the point.

Fees appear only after you're emotionally committed to the car
The APR you're quoted has dealer markup baked in
The finance office negotiates every day. You do it every six years
That asymmetry is what we fix.
"Doc fee"$899VIN etching$349Nitrogen$295APR markup+2.1%
THE FIX

Three steps. No haggling required.

1
Paste the quote
Drop in the dealer's email, a photo of the worksheet, or the PDF. We read every line — even the ones in small print.
2
We grade every fee
Each charge is checked against state rules and what dealers near you actually charge. Junk gets named as junk.
−$2k
3
Send the counteroffer
You get a firm, polite counteroffer with the junk stripped out — ready to paste back to the dealer.
WHAT YOU GET BACK

Every line, judged. Every junk fee, named.

Your assessment grades each line of the quote against state rules and local market data — then writes the exact counteroffer to send back, with the junk fees stripped out.

Price checked against listings near you
Fees sorted: legit, negotiable, or junk
A counteroffer email, written for you
The APR markup exposed — savings shown in monthly payments
Sample assessment — 2022 Honda CR-V 4 junk fees + APR markup found
DEALER'S QUOTE
AFTER ASSESSMENT
Vehicle price
$26,400
$26,400
"Doc fee"
$899
$0
VIN etching
$349
$0
Nitrogen tires
$295
$0
Market adjustment
$500
$0
Tax & title
$2,145
$2,145
Out the door
$30,588
$28,545
APR — dealer markup removed
9.4%
7.9%
Monthly payment (72 mo)
$557
$499
Total out of pocket, 72-mo loan
$40,126 $35,937 you keep $4,189
junk feesAPR +2%
$557/mo
without — junk + marked-up APR
−$4,189
$499/mo
with us — junk removed, real rate
THE FEE GUIDE

Know the junk before you see it

Read the full guide →
Doc fee
$85–999
Paperwork markup. Capped by law in some states — unlimited in most. Almost always negotiable.
NEGOTIATE IT
VIN etching
$200–400
A $20 kit sold at a 15x markup. You can decline it or do it yourself.
REFUSE IT
Nitrogen tires
$100–300
Air is already 78% nitrogen. This fee buys you the other 22% and a green valve cap.
REFUSE IT
Market adjustment
$500–5,000
A surcharge for demand. Pure margin — it disappears the moment you walk toward the door.
WALK ON IT
SUCCESS STORIES

Buyers who pushed back

$2,043
average saved per deal
31,000+
deals assessed
4 min
from paste to counteroffer
saved $2,300
The assessment caught an $899 doc fee and a paint sealant I never asked for. I sent their counteroffer word for word.
Maya R. · 2021 RAV4, Sacramento
saved $1,150
I thought the price was the price. Turns out the price was the price plus four other prices.
Devon K. · 2019 Accord, Austin
saved $3,040
Dealer said the market adjustment was non-negotiable. It was extremely negotiable.
Priya S. · 2023 CR-V, Chicago
Stop paying for nitrogen in your tires.
Paste your quote — counteroffer in 4 minutes, free.
Assess my deal →